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House insurance

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Posted: Thu Jul 18, 2019 1:45pm
10 replies511 views8 members subscribed
Richard Denton

Posts: 14

Location: Camposol

2 helpful posts

Hi All

Just getting a house in Camposol and need advice on building and contents insurance , is there anywhere on Camposol to get this .

Th

Alioops

Alioops

Helpful member

Fri Jul 19, 2019 7:15am

Posts: 250

Location: Camposol

138 helpful posts

Posted: Fri Jul 19, 2019 7:15am

Hi we are with Ibex and they have an office on A sector. English speaking and excess is low for ours. Not claimed but they are very good.

Richard Denton

Richard Denton

Original Poster

Fri Jul 19, 2019 8:31am

Posts: 14

Location: Camposol

2 helpful posts

Posted: Fri Jul 19, 2019 8:31am

Thanks will give them a go

Regards

R

Mick72

Fri Jul 19, 2019 11:37am

Posts: 44

Location: Fortuna

10 helpful posts

Posted: Fri Jul 19, 2019 11:37am

Hi,

We used Ibex also, very reasonable and can complete online or over the phone. We spoke with a lady called Jennifer. Compared to some quotes we had, this was a bargain.

Regards

Mick

Lesley 1949

Sun Jul 21, 2019 9:41am

Posts: 13

Location: Camposol

2 helpful posts

Posted: Sun Jul 21, 2019 9:41am

Hi. We use Liberty Seguros, a lovely English speaking lady called Harriet Richardson. They are on sector A. Very good price as well. 

Rayowen

Sat Jul 27, 2019 10:23am

Posts: 19

Location: Camposol

6 helpful posts

Posted: Sat Jul 27, 2019 10:23am

Hi Richard.

I did a comparison on a Spanish comparison site and then used it to get quotes to compare.

I have a Neptuno with pool, 250m plot and paid €250.00

Let me know if I can help further

Ray

Richard Denton

Richard Denton

Original Poster

Sat Jul 27, 2019 10:47am

Posts: 14

Location: Camposol

2 helpful posts

Posted: Sat Jul 27, 2019 10:47am

Thanks for all your help, i will be looking through all the options 

Alioops

Alioops

Helpful member

Sat Jul 27, 2019 11:09am

Posts: 250

Location: Camposol

138 helpful posts

Posted: Sat Jul 27, 2019 11:09am

As an insurance underwriter check all the terms and conditions very carefully. Check if any endorsements apply and what the excess is. Dont over value the property. The insurer will work out a rebuild cost. Alot of people insure the building for the market value of the property and this will cost more to insure. Rebuild cost is a lot lower. Also think about whether you need to pay extra for accidental cover. I personally didnt as dont smoke so furniture wont get burn holes, if we spill paint we dont have carpets so will be able to mop off tiles etc. In 30 years never knocked a TV over etc. If you decide on accidental damage cover and have pets check that they will cover damage they may cause. 

Rayowen

Sat Jul 27, 2019 11:56am

Posts: 19

Location: Camposol

6 helpful posts

Posted: Sat Jul 27, 2019 11:56am

Great unbiased advice. Always worth having

NickB

Sun Jul 28, 2019 8:11am

Posts: 10

Location: Los Alcázares

10 helpful posts

Posted: Sun Jul 28, 2019 8:11am

Alioops wrote on Sat Jul 27, 2019 11:09am:

As an insurance underwriter check all the terms and conditions very carefully. Check if any endorsements apply and what the excess is. Dont over value the property. The insurer will work out a rebuild cost. Alot of people insure the building for the market value of the property and this will cost more to insure. Rebuild cost is a lot lower. Also think about whether you need to pay extra for accidental cover. I personally didnt as dont smoke so furniture wont get burn holes, if we spill paint we dont have carpets so will be able to mop off tiles etc. In 30 years never knocked a TV over etc. If you decide on accidental damage cover and have pets check that they will cover damage they may cause. 

Great advice!

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