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I have discovered that if I use the deutsche bank cash point there is no fee when I withdraw cash using my Wise card. So far it’s the only bank I’ve found that doesn’t charge.
Posted: Sun Oct 30, 2022 9:38pm
Anthony k wrote on Thu Oct 27, 2022 12:59pm:
I use wise for money transfers and am thinking of getting their debit card. I know it says it’s free to withdraw up to £200, is it also up to €200 in Spain? and what do the Spanish banks charge for using their ATM,s?
This is a message from Roland - Posted: Mon Jan 24, 2022 7:06pm
I asked about free cash withdrawls
He said
If you have a Santander debit card.
Just use your Santander debit card.
Make sure that you use a Santander branded ATM.
When the screen asks you which option you want always select ' Without Dynamic Conversion'.
There will be no charge & the exchange rate is at or very near the commercial exchange rate
I have a Wise.com debit card but although Wise do not make a charge the ATM operators will make a significant charge
Posted: Wed Nov 2, 2022 10:49am
Tara99 wrote on Wed Nov 2, 2022 10:34am:
This is a message from Roland - Posted: Mon Jan 24, 2022 7:06pm
I asked about free cash withdrawls
Read more...
He said
If you have a Santander debit card.
Just use your Santander debit card.
Make sure that you use a Santander branded ATM.
When the screen asks you which option you want always select ' Without Dynamic Conversion'.
There will be no charge & the exchange rate is at or very near the commercial exchange rate
I have a Wise.com debit card but although Wise do not make a charge the ATM operators will make a significant charge
If you use your Wise card at Deutsche bank cash points there is no charge at all 😊
Kerry Hague wrote on Wed Nov 2, 2022 10:49am:
If you use your Wise card at Deutsche bank cash points there is no charge at all 😊
Hello Kerry. That’s good to know, but you would need one near where you live.I don’t think I’ve come across a Deutsche bank.I live near Balsicas.
Posted: Wed Nov 2, 2022 11:47am
Anthony k wrote on Wed Nov 2, 2022 11:44am:
Hello Kerry. That’s good to know, but you would need one near where you live.I don’t think I’ve come across a Deutsche bank.I live near Balsicas.
Yes I think your nearest one would be Pilar de La Horadada but worth it if it’s just once a month to draw your monthly free limit, lovely cafe in the square to warrant a nice trip out 🤣🤣
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Kerry Hague wrote on Wed Nov 2, 2022 11:47am:
Yes I think your nearest one would be Pilar de La Horadada but worth it if it’s just once a month to draw your monthly free limit, lovely cafe in the square to warrant a nice trip out 🤣🤣
Thanks for the info Kerry, I will definitely look into it.
Just an update re Wise card they have just updated the terms of use.
Now max 250€ ATM withdrawal per month no charge (from Wise) and then 1% for any cash withdrawal above the 250 limit. I use my wise card all of the time, for shopping, garage services etc etc all free.
Just had the same email.
Does not really affect how I use the card.
Is the 7 GBP fee to 'order' a Wise debit card just apply to a replacement card or will that fee be charged when you card is up for renewal ?
Not really very clear.
Roland wrote on Wed Nov 2, 2022 5:38pm:
Just had the same email.
Does not really affect how I use the card.
Read more...
Is the 7 GBP fee to 'order' a Wise debit card just apply to a replacement card or will that fee be charged when you card is up for renewal ?
Not really very clear.
I've had a wise card for ages and if memory serves I paid £5 for the original card, I have just renewed it (expired) and was not charged for the renewal.
Chrise812 wrote on Sun Oct 30, 2022 8:44am:
We have both Wise and a Caixia bank account. We use the wise to have my wife's GBP pension paid in then convert to euros as and when the rate is any good. We use the Caixia for our DDs here in Spain. It all seems to work OK all ATMs charge to use the wise card so we tend to use it as a debi...
Read more...
...t card in the shops, fuel etc thar way no charges.
That's what I do too. It is so easy. Liad up the wise cards for purchases. Then caxua pays all thd bills. I like to keep seperate.
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