Spending in Spain. - Page 2

Roland wrote on Mon May 4, 2020 6:33pm:

Cajamar Wefferent account make no charge at all for debit card use.

PeterC wrote on Mon May 4, 2020 6:30pm:

Cajamar are a bit crafty - they put it as 15 Euros discount for making 48 transactions per quarter, rather than saying they will charge you 15 Euros,

Dangerous wrote on Mon May 4, 2020 5:29pm:

Personally I like to use Google Pay on my phone. Never got a cash. Please check T&C's what charges bank got for you as it could be different regarding what account you got.  Be persistent as they won't tell you if you don't. It's perfectly good to use your card since you'll get one. It's...

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... a bit different from UK accounts how they operating in Spain so need a little get used to it. 

AngieBattye wrote on Mon May 4, 2020 9:18pm:

Thanks for that. 👍

PeterC wrote on Tue May 5, 2020 11:39am:

I have the "normal" Cajamar account (whatever that is!) and have no need to change as we certainly use the cards (note that the usage applies to each card, so share the use between them) enough to not get charged.

I would be very nervous about changing to a different type of account, but as I wrote initially before committing you should read all the Ts & Cs.
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Bill17520 wrote on Tue May 5, 2020 10:36am:

Roland is quire correct. The Cajamar Wefferent account includes a DEBIT card. We have had our account for over two years and have never been charged for underusage, The account pays all our monthly/annual direct debits, but the amount of shop purchases on the card is negligable. Cannot recommend ...

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...Cajamar more highly.

PeterC wrote on Mon May 4, 2020 3:42pm:

I repeat what I put in my first reply " of course they will charge you if you do not use them a certain amount of times, usually 15 Euros per quarter for underusage. Cash withdrawls do not count."

If you want one, use it, or you will be charged.